Blockchain is for sure a disruptive technology, and there are some trends you should consider for the next year.
“The 90s had dotcom mania. Here comes crypto mania!”
While Bitcoin is conquering new highs in the 20,000 range, and global public attention is glued to the charts of altcoins of all types, opinions have split: from baby boomer’s claiming cryptocurrency a gigantic bubble, to millennials hoping to hedge against political and economic fluctuations.
Blockchain is driving a paradigm shift in how we deal with data, rewriting the rulebook around approaches to data management, transparency and ownership. While digital finance is cutting the cost of serving the underbanked to drive financial inclusion, blockchain could offer a way of widening access to even greater numbers of consumers excluded from mainstream financial services.
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Are you curious as to the predictions for Bitcoin in 2023? Read on for the answers!
An increased scrutiny of initial coin offerings (ICOs) shows that a professionalization of the ICO process is urgently needed.
Private Equity (PE) houses completed a record number of investments in FinTech portfolio companies in 2015 according to Pitchbook, marking a 79% increase on the 53 FinTech deals completed by PE firms three years earlier. Since 2015, PE firms have continued to invest in FinTech with the likes of BlackFin Capital Partners and Finstar Financial Group setting the benchmark by investing considerable amounts in the FinTech start-up market. Despite the recent decline in PE investment generally and the economic uncertainty following the Brexit vote, the FinTech start-up industry may be poised to continue its lucrative rise.
Digital fluency and a thirst for convenience are making the UK’s borrowers more capricious and cost-sensitive than ever. Interest rate rises, and new regulations will add fuel to this fire next year, and lenders that can’t keep up will get burned in 2018.
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Interview with Head of Engineering of Aion Financial Technologies about building SME finance platforms with the help of AI.
Imagine taking a regular smartphone and turning it into a payment acceptance device with a simple app download. That’s the utopian dream many companies are chasing today and it could bring huge benefits to the payments ecosystem, merchants and consumers as card and mobile payments continue to grow.
Over the past few years there has been a growing proliferation of cryptocurrencies. More recently, companies which may have limited access to fundraising through traditional methods are turning to cryptocurrencies, and initial coin offering (“ICO”), as a means to raise funds.
Someone who invested just USD 1,000 in bitcoin in 2010 will now have a net worth of USD 70 million. With predictions that bitcoin’s value will jump up to USD 50,000, more and more “investors” are jumping on the cryptocurrency bandwagon in a bid to benefit from the “mysterious” cryptocurrency’s phenomenal climb in value.
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Analysis what strategies helped Revolut to grow that fast in Spain and beyond.
Banks and financial services institutions are preparing for a shake-up, with the new payments services directive (known as PSD2) coming into force in a matter of months. The rules are set to transform the payments and banking industries, bringing exciting new opportunities for fintech, along with strict new requirements and responsibilities. Here, we outline the key changes to be aware of.
Enhance the visibility of your ICO when you learn what it takes to get the press needed to take your brand’s public profile to the next level in this industry.
FinTech is rapidly becoming the backbone of consumers’ buying and investing habits, increasingly entrenching different technologies into everyday use. FinTech has transformed the way banks offer financial services to customers, and every day, financial institutions are finding innovative ways to share banking use cases and financial functions with their beneficiaries.
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How trading execution prices can be improved using better pricing models and additional financial market data.
Expensive asset managers today are struggling to deal with the twin challenges to their traditional business model: low-cost, passively-managed index funds, and the online robo-advisors that help retail investors optimize the allocation of their assets between those funds. The finance industry is still unprepared for the next big disruption — widespread use of robo-advisors for liabilities: online tools that will deliver customized credit solutions to consumers in real time.
We stopped by at some of the startups and established fintechs at this year's WebSummit in Lisbon to ask them what their respective products can achieve – in just three minutes. Here's who they are, what they do and how they see the industry.
Fintech – the potent intersection of the finance and technology industries – has transformed the business landscape forever. After all, technology had already irrevocably transformed our lives, from the way we shop to the way we socialise. It was time that technology revolutionised the way businesses accessed funds.
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How to negotiate a pay raise? It’s an overwhelming task, but here are some tips to succeed – and things to avoid.
They say imitation is the sincerest form of flattery. Challenger banks are doing what their name suggests, and research indicates they are gaining ground. For established lenders, replicating the characteristics of their smaller, more agile competitors, will help them defend their position. Outsourcing is the key, argues Sarah Jackson, Director, Equiniti Credit Services.
My colleagues and I are often left bemused when we hear claims, from fraud experts from across the world, that machine learning is set to change a business function or disrupt a market. Surely, to be really disruptive you have to put the tools in the hands of the customer so they can model and implement the findings immediately. Adding additional 3rd party manual intervention flies in the face of adopting machine learning.
Start-ups in the capital market space are a small part of the Fintech world, but are finding multiple opportunities to disrupt retail trading.
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APIs can be more than intermediary tools. When it comes to banks, what does it take to build a winning banking API strategy?
Customers’ expectations for mobile apps are changing rapidly across the board. And the banking industry just can’t keep up. The 2 billion people using mobile banking apps by 2020 will expect an immediate and seamless user experience.