FinTech Weekly Magazine
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Managing Identities Online: Blockchain and AI are the KeyBlockchain and identity management are not only a natural fit, but will also be an increasingly important part for online businesses in the future. AI and Blockchain will play crucial roles in customer onboarding and provide better conversion for businesses and more security for all parties involved.
Jan 10th -
How Online Identification Will Change Businesses – Rupert Spiegelberg and Armin Bauer, IDnowFinTech Weekly talked to online identification provider IDnow about why identity management will be one of the most interesting areas to watch in 2018. Further, we discussed their highly interesting business, how opening bank accounts online can be safer than in a bank, and how even customers of 102 years old can use online identification.
Jan 3rd -
Building the fintech hub – Interview with N26's Head of International Markets, Alexander WeberFinTech Weekly interviewed Alexander Weber, Head of International Markets at mobile bank N26. We briefly talked about their market expansion to the UK and US, building the fintech hub through partnerships with incumbents and fintechs and why N26 does not fear the tech giants in banking.
Dec 27th -
Blockchain Trends to Keep on Your Radar for 2018Blockchain is for sure a disruptive technology, and there are some trends you should consider for the next year.
Dec 18th -
Bridging Cryptocurrency with the Travel Industry“The 90s had dotcom mania. Here comes crypto mania!”
While Bitcoin is conquering new highs in the 20,000 range, and global public attention is glued to the charts of altcoins of all types, opinions have split: from baby boomer’s claiming cryptocurrency a gigantic bubble, to millennials hoping to hedge against political and economic fluctuations.Dec 18th -
Blockchain could disrupt credit agencies all over the worldBlockchain is driving a paradigm shift in how we deal with data, rewriting the rulebook around approaches to data management, transparency and ownership. While digital finance is cutting the cost of serving the underbanked to drive financial inclusion, blockchain could offer a way of widening access to even greater numbers of consumers excluded from mainstream financial services.
Dec 17th -
ICOs: Regulatory Landscape and Good PracticesAn increased scrutiny of initial coin offerings (ICOs) shows that a professionalization of the ICO process is urgently needed.
Dec 7th -
The blossoming relationship between PE investors and FinTech start-upsPrivate Equity (PE) houses completed a record number of investments in FinTech portfolio companies in 2015 according to Pitchbook, marking a 79% increase on the 53 FinTech deals completed by PE firms three years earlier. Since 2015, PE firms have continued to invest in FinTech with the likes of BlackFin Capital Partners and Finstar Financial Group setting the benchmark by investing considerable amounts in the FinTech start-up market. Despite the recent decline in PE investment generally and the economic uncertainty following the Brexit vote, the FinTech start-up industry may be poised to continue its lucrative rise.
Dec 7th -
2018 Lending Predictions – A New Game AwaitsDigital fluency and a thirst for convenience are making the UK’s borrowers more capricious and cost-sensitive than ever. Interest rate rises, and new regulations will add fuel to this fire next year, and lenders that can’t keep up will get burned in 2018.
Nov 30th -
CTO Insights: PIN-on-Mobile is comingImagine taking a regular smartphone and turning it into a payment acceptance device with a simple app download. That’s the utopian dream many companies are chasing today and it could bring huge benefits to the payments ecosystem, merchants and consumers as card and mobile payments continue to grow.
Nov 29th -
Cryptocurrencies and ICOs – A Rough Guide to RegulationOver the past few years there has been a growing proliferation of cryptocurrencies. More recently, companies which may have limited access to fundraising through traditional methods are turning to cryptocurrencies, and initial coin offering (“ICO”), as a means to raise funds.
Nov 27th -
Will the overnight millionaire become an overnight pauper?Someone who invested just USD 1,000 in bitcoin in 2010 will now have a net worth of USD 70 million. With predictions that bitcoin’s value will jump up to USD 50,000, more and more “investors” are jumping on the cryptocurrency bandwagon in a bid to benefit from the “mysterious” cryptocurrency’s phenomenal climb in value.
Nov 23rd -
Managing the risk and reward of PSD2Banks and financial services institutions are preparing for a shake-up, with the new payments services directive (known as PSD2) coming into force in a matter of months. The rules are set to transform the payments and banking industries, bringing exciting new opportunities for fintech, along with strict new requirements and responsibilities. Here, we outline the key changes to be aware of.
Nov 22nd -
How to Get Press for Your ICOEnhance the visibility of your ICO when you learn what it takes to get the press needed to take your brand’s public profile to the next level in this industry.
Nov 20th -
What about the ethics of FinTech?FinTech is rapidly becoming the backbone of consumers’ buying and investing habits, increasingly entrenching different technologies into everyday use. FinTech has transformed the way banks offer financial services to customers, and every day, financial institutions are finding innovative ways to share banking use cases and financial functions with their beneficiaries.
Nov 18th