Our best guess what trends will dominate the year in FinTech in Green Finance, Smart Contracts, Embedded Finance, Digital Banking and Artificial Intelligence.
While the quantum of revenue is not a concern anymore Wealth Management firms are still struggling with a high Cost to income ratio due to which the industry has seen margin compression for the past many years. The industry has also witnessed increased competition from low-cost service providers and Robo advisors especially catering to the mass affluent market. Industry players are actively trying to increase productivity and reduce costs by identifying processes that can be automated, one of the levers that they are looking for is “Cognitive Automation”.
Companies that are not augmenting their physical products with digital experiences will be left behind. Customer experience is now just as important as the product or service itself. Customers want seamless interactions, and this need will only increase as the digital world evolves in the metaverse. The most successful brands of the future will offer a hybrid experience, enabling customers to engage digitally through physical products.
Learn about the ongoing evolution in Banking-as-a-Service, the key market players, the market structure and how incumbents deal with new challengers.
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Helping the customer when they need it most: Discovering the different examples and methods of how embedded insurance can be implemented, improve conversion rates for insurance companies and increase turnover for companies of all industries.
Blockchain without cryptocurrencies: it's possible, but only with certain blockchains – and many businesses are using them. Discover more with FinTech Weekly.
The international banking system is struggling to maintain its relevance. With international transactions taking days and even weeks to happen, it makes a mockery of the digital age. Let me give you my own personal experience.
Blockchain business models help entrepreneurs revolutionize the way they do business – also for their customers. Discover more with FinTech Weekly.
Finding out how the metaverse will become sustainable and what initiatives are already working towards the metaverses green future.
Quantifying progress of cryptocurrencies towards a sustainable future in times of climate change and Gen Z demands.
E-commerce has transformed the way business is done beyond a physical store to a digital one. This has increased the sales of businesses and enabled them to reach a wider audience. E-stores that are able to provide customers with a seamless online shopping experience will outperform other stores.
Since 2019 Brite Payments is developing payment solutions. This year they hit a major milestone with their partnership with SOFORT / Klarna. We interview Lena Hackelöer about her startup journey, innovative products, trends and Brite Payments future roadmap.
Insurers have accelerated their digitalization tremendously over the past two years. They now need to build on this to strengthen their offerings and relationships with existing customers while attracting new ones. Peter Helfenstein, Senior Business Development Manager Banking, Financial Services, Insurance at Endava, outlines the top 5 trends to achieve these goals based on Endava's report on "Top Trends That Will Underpin Digital Acceleration in Insurance".
Analysts expect the blockchain technology market to grow by a staggering 62.73% CAGR over the next few years. But how can banks turn blockchain adoption into revenue?