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FinTech Weekly Magazine

  • Turning the Banking Business Model Upside Down

    We talked to Finxact co-founder Dan McKinney about the changing service industry, the ever-growing importance of customer experience and all the implications for banks today. And what came first, the chicken or the egg?

  • Alternative Payment Methods Are Taking Over Global Online Businesses

    When was the last time you pulled out a wad of cash to pay for dinner or a stack of dollar bills to cover your rent?  If you’re like the rest of the developed world, chances are, it’s been a while. The transition to a cashless society has been a long time in the making, but there are other interesting developments afoot, leading to a rise in Alternative Payment Methods (APMs).

  • Surging fraud expenses eat into digital lenders’ bottom lines

    Lenders have long faced down the issue of fraud, but now, digital lenders are now facing even greater challenges. Digital lenders have become an easy target for identity and transaction-related fraud, compared with non-digital lenders, as criminals can now hide behind a mobile or computer screen.

  • Branded Article

    Fintech Outsourcing Philippines: Leveraging Tech and Blockchain to Transform Support

    In a world increasingly driven by digital innovation, the financial technology (fintech) sector has been experiencing a rapid transformation.

  • Banking & Fintech: Better Together

    While Fintech companies were initially viewed as a banking competitor, the two are finding that there is greater benefit to working together. According to the 2017 World Retail Banking Report, 91 percent of banks and 75 percent of Fintechs responded that they expect to partner with one another in the future.

  • Changing How We Use Tech Can Change Finance

    A change in our approach, and the ways we use technology, can be disruptive to the Financial Service Industry.

  • How to Ensure Financial Services Industry Employees Can Survive in Todays New Digital Dynamic

    The past few years have been a technology roller coaster ride for financial services companies. From heightened cybersecurity threats to increased demands from customers on the digital front, the very rules that defined the industry have changed. And 2018 will be no different.

  • Banking

    Branded Article

    Start a Fintech Business with UltimaBanq - Core Banking Software

    In recent years, the fintech industry has been rapidly evolving, and technology is changing the way people conduct financial transactions. Core banking software is one of the most significant technologies that have been adopted by financial institutions worldwide.

  • Regulation of the crypto market: The darknet of the stock exchange lightens up

    From hype to crash – in light of the most recent exchange rate developments of Bitcoin, Ethereum, Ripple & Co., disillusionment is reigning on the crypto market. Volatile exchange rates, black sheep amongst traders and the learning that trading with crypto currencies is actually not as easy as buying a lottery ticket, have certainly put a damper on the gold rush atmosphere. Pressure is growing on the crypto traders – most of all because of regulations.

  • Blockchain: The good, the bad, and how to tell the difference


    Blockchain has been touted as a disruptive technology that can be used to benefit virtually any transaction, ranging from money transmission to supply chain management, to restaurant reservations. With its promise of highly secure, private and instantaneous transactions, blockchain would seem to enhance any transfer or transaction.

  • Unified IT Monitoring for Financial Services: Improving the Customer Experience

    Financial services companies are growing through an intense period of acquisitions and mergers. This has resulted in requiring a parent company to maintain IT infrastructures for several different organizations, each with their own lines of business.

  • FinTech

    Branded Article

    Top 10 jobs in FinTech in 2022

    FinTech is constantly growing – giving workers the opportunity to enter this industry by developing new skills and upgrading their careers.

  • Alternative Investments: A path to transparency

    Capital has been flowing into the alternative investment industry over the past few years, with sources projecting that money invested in private funds will reach as much as $20 trillion by 2020. Preqin recently published a study stating that there are as many as 17,000 private funds open for investment.

  • Cryptocurrency Accounting Guide: How Do I calculate My Crypto Gains?

    The increased interest and excitement towards cryptocurrencies has resulted in an influx of new money flowing into the cryptocurrency market. However, entering into the crypto world is extremely intimidating, especially when you’re dealing with a subject matter that is technically complex. With many making a considerable rate or return on their investments, it is vital to understand how we should value our crypto gains (or losses).

  • Bitcoin is just the tip of the iceberg: exploring blockchain’s full potential

    If there is one topic setting tongues wagging in FinTech, it is blockchain. Because of its distributed ledger system, Blockchain makes processes easier, faster and by extension, cheaper. Bitcoin is only one case among the many applications of crypto. Once its potential is fully explored, blockchain could generate much more than digital money, and empower individuals by putting them in full control of their money and transactions.

  • FinTech

    Branded Article

    Why AI Matters to Fintech Companies

    Artificial intelligence (AI) helps to get actionable insights from complex datasets – and fintech companies can benefit from this.

  • Open Banking – Intellectual Property Considerations

    On 13 January 2018, the starting pistol was fired for the Open Banking race. Retail banks (and building societies) are now required, with their customers’ consent, to provide access to their customers’ banking data to approved third parties in a standardised, straightforward and secure way. Open Banking has been hailed as a catalyst for the Fintech sector, facilitating innovative new banking apps and services for consumers and small businesses.

  • How big data and AI has revolutionized financial trading

    Many banking and finance companies have already taken advantage of big data analytics to simplify the process of personalized offers, targeted cross sales and to improve their customer service. The term big data keeps expanding and today incorporates numerous new meanings, such as Deep Learning, Cluster Analysis, Neuron Networks and Artificial Intelligence.

  • FinTech

    Branded Article

    Top 5 fintech trends in the US

    Fintech – financial technology – is transforming financial services. In the US, the market is showing remarkable trends.

  • The role of blockchain in the Open Banking era 


    PSD2 - the second Payment Services Directive - offers European consumers significant control over the use of their personal financial data. But while they trust their banks with this sensitive data, a recent Accenture study shows that consumers are overwhelmingly reluctant to share their bank details with third-parties. So how can fintech companies generate trust and encourage consumers to sign-up? I believe empowering consumers to manage their own data could be the answer.

  • A Cautionary Tale for Tokens

    As the digital asset community tries to project how the world’s governments and agencies will ultimately regulate the cascade of coins and tokens now being blockchained into existence, we could use a good anecdote. Do we have a relatively recent story that features large quantities of regulatory uncertainty, customer frenzy and start-up obsession? One that might illuminate basic truths that help token investors and issuers navigate the unusual regulatory landscape they find themselves trying to cross? In fact we do. The story of daily fantasy sports companies during the second half of 2015 offers the digital asset community several valuable insights.

  • Mobile Payment: NFC, QR Codes, In-app and beyond…

    ‘Mobile payments’ is a broad term. As the ecosystem has developed, various new technologies have emerged to change the way we act and transact in-store.

  • Branded Article

    How to stop the subscription economy bursting

    In the subscription economy, businesses should give people easier solutions to cancel their subscriptions – as they do when it’s time to sign up.

  • PSP ecosystem explained and global mapping of key players

    As the PSP segment in the payments value chain is maturing, retail prices for online payments are steadily dropping, while the level of service offered to merchants is only increasing. Consequently, players aim to gain scale and increase capabilities through strategic acquisitions. This report describes the global PSP space today and defines the capabilities offered by the different participants in the ecosystem.